Uninsured Motorist Accident Lawyers in Illinois What to Do If You Are Hit By an Uninsured or Underinsured Driver
A car accident is a shocking and overwhelming event that can lead to significant injuries and property damage. Luckily, auto insurance is available to protect all motor vehicle operators and injured parties if an accident should occur. But what happens if a liable driver doesn’t have insurance?
If you find yourself in this situation, call the Illinois uninsured motorist attorneys at Sam C. Mitchell & Associates. We assist clients all over Southern Illinois and beyond!
Our lawyers have over a century of collective experience and have helped thousands of clients recover damages in complex car accident cases. We are knowledgeable about state and federal laws and can represent your interests in court.
Understanding Illinois’ Auto Insurance Laws
Per state law, all registered motor vehicles must be covered by liability insurance. When a driver is responsible for an accident, their insurance policy can cover any property damage and/or a plaintiff’s injuries.
However, if an uninsured motorist causes an accident, they may face severe legal penalties on top of a costly lawsuit.
The penalties for being an uninsured motorist include:
- License plate registration suspension
- Driver’s license suspension
- Minimum $500 fine for operating an uninsured vehicle
- Minimum $1,000 fine for operating a vehicle if the registration has been suspended
Unfortunately, it can be difficult to file a claim against the liable party if they don’t have insurance. In most cases, they can’t personally afford the extent of your medical and financial needs.
Insurance companies do provide uninsured motorist coverage to protect families against any damage caused by an uninsured driver.
However, claims adjusters are not always eager to provide benefits. It’s important to examine your legal options with an attorney to ensure that you’re being treated fairly. If an insurance company isn’t providing equitable aid, your lawyer may be able to recover financial damages that exceed your policy limits.
Schedule a Consultation
We understand that this is a complicated legal process to navigate. It’s imperative that you retain legal guidance as soon as possible if you find yourself in this difficult position.
At Sam C. Mitchell & Associates, our uninsured motorist accident attorneys in Illinois focus solely on personal injury cases and can guide you through the process.
Contact our Illinois uninsured motorist accident lawyers at (618) 505-1660 to explore your legal options.